You will need:
1 (1 ounce) package taco seasoning mix
1 (16 ounce) can refried beans
1 (8 ounce) pack cream cheese softened
1 (16 ounce) container sour cream
1 (16 ounce) jar of salsa
1 large tomato, chopped
1 green bell pepper, chopped
1 bunch of green onion
1 small head iceberg lettuce, shredded
1 (6 ounce) can sliced black olives, drained
2 cups shredded cheddar cheese
In a bowl, mix the packet of taco seasoning with the can of refried beans. Place at the bottom of a large serving platter.
Combine cream cheese and sour cream in a bowl then layer on top of the refried beans.
Then top with salsa, tomato, green pepper, green onions and lettuce. Sprinkle cheddar cheese on top and garnish with the black olives.
Note: A 9×13 inch container should do the trick.
To lower fat content replace sour cream and cream cheese with reduce fat sour cream and cream cheese.