Do your banking online. This way you can keep a close eye on your money. Most times when banks send you your statements they aren’t update which can cause confusion on what you have paid or haven’t paid. It also saves you money because you don’t have to make out checks or buy stamps.

Connect your entertainment/computer setup to a true smart power strip. This device cuts power to all your devices depending on the first item on the strip. So if your computer is plugged in and you aren’t using it then your scanner and printer will also shut down. This can save you a lot of electricity.

Don’t beat yourself up if you make a mistake. We are only human and sometimes we will make mistakes  it’s easy to beat ourselves up or get angry but don’t. Instead look at what you did wrong and what you can do to prevent it from happening again in the future.

Look ahead. Don’t let things that you have done in the past control you. The choices you make now wont effect the past but they can change the future which means you can control if things get better or worse.

Never Give up. Whenever you are struggling and it feels like there’s never enough money remember you aren’t alone there are lots of people who are suffering just like you if not worse. Read through articles about finance and money and try to learn some new ways on how to handle your money.